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Fidget blog

Let’s talk budgeting. Did I just hear you groan? Unless you’re an accountant or financial consultant, there’s a good chance to hate …

The idea of making money in the current market may seem far-fetched, but property investors are celebrating some big wins according to …

With January almost behind us, I thought I’d update you on some interesting news from the past week. The topic everyone is …

Last weekend I went camping with my family and was struck at how many nice tents, gazebos, caravans, cars and camp trailers …

The fireworks lit up the sky on New Year’s, and with it you had a brilliant idea – an epiphany really.  “I …

Did you know that stress about finances is one of the leading causes of divorce? In a study by Slater and Gordon …

Jesus. Santa. Family and Friends. Work. Home loan payments…   A combo?   Whichever it is that has your attention this week, …

What. A Year. Between world events and the ever-changing market, we’ve all been rolling with the punches. Thankfully with the RBA paused …

Do you want to build your home equity in the new year? Our mates at Macquarie created this guide to help you …

You can breathe a ‘little’ bit easier this Christmas as the RBA has paused rates until February! Ho ho ho and all …

Are you cutting back on Christmas festivities this year? You’re not the only one. As Aussies grapple with rocketing interest rates, they’re …

In the past, credit cards were used for frequent flyers or emergency spenders. Now, the everyday Aussie is using it for survival. …

Want to earn yourself a BIG voucher in the lead up to Christmas & support those doing it tougher than you? Read …

Yesterday the RBA continued to hike up rates, resulting in the highest interest rates in years. We are seeing home owners pouring …

Are you feeling the pinch of rising interest rates? If you’re one of the smart ones you’d be considering restructuring now, before the banks put …

In breaking news that shocks no one, Aussies are saving less money than they were two years ago. We won’t bore you …

What does a bank look for when they assess a potential loan? They ask three questions: 1. Can you pay? 2. Will …

As a season of fixed rates ends, lots of Aussies are scrambling to make ends meet. And that means one thing: people …

The great Australian dream of owning your own home feels a little far-fetched right now. But it doesn’t have to be. Because …

What’s got you itchy right now?🦟

The bank of mum and dad need not be a money changing hands thing.  If you have a parent with equity in …

In positive news for home owners, the Aussie real estate market has finally swung in their favour. Why? Because after months of …

A few years ago, I did some work with the Geelong Falcons. It’s a football club with a rich history of developing …

On probation but still need a home loan? We’ve got you. In this week’s QTNA, Lee covers the ins and outs of …

The federal government has increased its housing construction target, in a bid to increase supply and improve affordability. Prime Minister Anthony Albanese, …

Property investors in much of Australia are enjoying very low vacancy rates – and one leading property researcher has forecast that is …

For today’s QTNA (Questions That Need Answers) Lee tackles maternity leave. It is possible to get a home loan and refinance while …

“Refinancing activity has remained at record highs in recent months, as borrowers continued to switch lenders amid interest rate rises,” according to …

Unless you’re Lee, you probably don’t think about Redraws and Offsets for your home loan until it’s too late. And before you …

Despite the interest rate rises that have occurred since last year, rates are lower than one would expect due to “strong competition …

Scammers are becoming increasingly sophisticated in their attempts to part Australians from their hard-earned money, but some simple steps and habits can …

I am a problem solver. I love people, I love solving puzzles and I’m great with finance (and structuring), so thought becoming …

After hearing the RBA Announcement (on not lifting rates) last week, most of us don’t really know how to feel. Should we …

The deadline for existing HomeBuilder applicants to submit supporting documentation has been officially extended to 30 June 2025.   The deadline was previously set …

The Reserve Bank of Australia (RBA) has unveiled a series of reforms, in response to an independent review commissioned by the federal …

If you’re feeling confused about preparing your tax return, the Australian Taxation Office (ATO) has advised you to seek help from its …

Those of you who know me well know just how seriously I take a costume party. And at recent broker conference event …

In good news for buyers, there’s been an increase in the number of properties listed for sale, as well as an increase …

A new financial year can be the perfect time to reassess your budget and set out your plans for the 12 months …

From forever homes to investment properties, value is shaped and driven by big-picture trends over time. Through the highs and lows, it’s …

RBA Rate pause synopsis from Lee Wisniewski – Chief @ Fidget on Vimeo.   Do you have questions about how the RBA …

Consumers have been warned to expect heightened scam activity and new tax scams now that tax season is almost upon us. The …

The Australian Taxation Office (ATO) has revealed it will have three key focus areas this tax time – one of which will …

Australia’s mortgage market is experiencing a significant shift, with many homeowners coming off two-year and three-year fixed-rate loans onto much higher variable …

Source: Macquarie Australia is changing rapidly and with it, the needs of the next generation of homeowners. Whether your clients are looking …

“The party has just begun!” That’s what you would have heard a man yell, if you were in Sveriges Kreditbanken on the …

Things are looking up for owners of units, whether owner-occupiers or investors. After the national median unit price fell for 10 consecutive …

It’s too early to say first home buyers are back, but they’ve certainly made a welcome return to the market, according to …

The Reserve Bank of Australia (RBA) is set for a shake-up, following a review commissioned by the federal government. The review made …

Australian property prices look to be trending upwards again, judging by the latest data from CoreLogic. After the national median price fell …

Have you heard about the “Fixed Rate Cliff”? Let me enlighten you because even if you don’t have a fixed rate, or …

The economy is facing headwinds this year, which will be unfamiliar to many after an almost 30-year run of growth and a …

The Australian Banking Association (ABA) has launched a new campaign to raise awareness about scams. This is a very topical issue, with …

Property investors have been put on notice, after the Australian Taxation Office (ATO) said it would scrutinise their tax returns in an …

The home loan refinancing boom, which has lasted for two years and counting, has reached record levels. Refinancing activity has dramatically increased …

Australian property prices rose 0.6% in March, according to CoreLogic – the first monthly increase since April 2022. But while prices increased …

Let’s rip the band aid off. It’s raw under there so this might hurt a bit. The Reserve Bank raised interest rates …

The number of properties listed for sale has increased, although this is due to less new listings coming onto the market than …

Reserve Bank of Australia (RBA) governor Philip Lowe has hinted that with monetary policy now in “restrictive territory”, interest rates may be …

Over the past year, it’s become significantly easier for first home buyers to save a 20% house deposit, according to new research …

New data from CoreLogic suggests we might be near the end of the housing downturn. While Australia’s median property price fell 0.1% …

Banks have raised their lending standards over the past decade or so, by reducing their volume of low-deposit and interest-only loans. The …

Etymology is the study of the origin of words. I know, it’s weird that I am genuinely interested in this stuff. Did …

The federal government’s HomeBuilder grant has led to the largest number of new home sales in two decades, according to new data. …

If you’re in the market and you’re struggling to find property, there’s a good reason – the number of homes listed for …

Great news for anyone planning to take out a home loan – new legislation means consumers are even better protected when they …

As you might know, we’ve been building a new mobile app, called Homeglue. It’s now available on the Apple App Store and …

Lucky me, I got the chance to be a part of PropertyTV again this week with the lovely guru of property and …

Median price growth for the month of November ranged from 0.4% in Sydney to 1.9% in Darwin and Canberra.   Over the …

Australia’s consumer watchdog has urged people to watch out for online shopping scams this holiday season, with scam losses rising sharply in …

If you’re like me you’ve deleted about 100 emails with Merry Christmas as the subject line, so you don’t need me dribbling …

Good news for existing home owners and people planning to enter the market – the government has extended the HomeBuilder scheme.   …

You know how real estate is Australia’s national sport? Well, here’s some data that proves it. Australia has overtaken America as the …

In just a few seconds, you can find out some data about first home buyers in your suburb. Click this link, type …

The use of buy-now-pay-later services is exploding – and causing some people financial harm. The number of active buy-now-pay-later (BNPL) accounts increased …

There has been a massive increase in home loan borrowing over the past year, according to the latest data from the Australian …

Welcome to the final month of 2020 (thank God I hear some/most of you say)! Now that we have finished Movember, here’s …

The federal government has doubled the number of openings for its popular First Home Loan Deposit Scheme. When the scheme started in …

It will soon become easier to qualify for a mortgage, under reforms proposed by the federal government. Lenders will no longer have …

Australians are showing more confidence in the property market, new auction figures have revealed. There were 14,216 auctions held in the capital …

Staying loyal to your bank could cost you thousands of dollars, according to the new Reserve Bank of Australia data. At the …

“Be diligent to know the state of your flocks, and attend to your herds; For riches are not forever…” – King Solomon …

Remember back in the day when you got detention and during this time you were forced to think about your actions? You …

Investors are now favouring houses over units, according to a study of 4,000 investment properties by MCG Quantity Surveyors.   The study …

Last year, the ATO found that 90% of deductions made by property investors contained errors, based on a random sample.   As …

With everyone stuck at home, you won’t be surprised to learn there’s been a surge in renovations activity.   Renovations can be …

Refinancing is popular right now – over 75% of valuations ordered in the past few weeks were for refinancing, according to property …

Australia’s competition watchdog, the ACCC, has delayed the rollout of open banking by six months to July 2020. The delay is to …

The latest findings from Roy Morgan show that the demand for environmentally-friendly vehicles is growing at the expense of petrol-powered engines. While petrol engines …

Whether you’re buying or refinancing a property, the question of how much it is worth is of critical importance. People often make …

Confidence has returned to the property market, in a BIG way, according to new forecasts from Domain. Domain has forecast house and …

Have I told you lately that I love you?   It’s rhetorical. I know I haven’t… and I’m sorry. Personal sharing time. …

Do you want to shave years off your home loan? If so, the following tips and tricks will help you to maximise …

Do you have an existing loan and you’re not sure if it’s the right fit for you anymore? You don’t have to …

“Easy, personalised, fun. Relaxed attitude, positivity, support and making the complex, simple. Lee will find a way to get you finance.” – …

“Great service, the old saying of going above and beyond is absolutely applicable. The level of professionalism that came with this was …

I write this email with brittle fingers, for I have typed my fair share of words over these past couple of months. …

At Fidget, we guide you through the whole lending and purchasing experience as it can be quite daunting. The process will pretty …

There are three main reasons people invest in property. Capital Growth Simply put, this is how much the value of your property …

So, you’ve got a home loan. You make your repayments on time and the bank leaves you alone. That’s what you want …

If you’ve had a home loan for a few years, chances are you may be paying more interest to your lender than …

Before we begin, have you heard about our exciting competition? We are giving away an Exclusive Fidget Gift Box valued at over …

It was October 2008 and I had a headache. Not like your typical headache but rather like someone was stomping on my …

Quick post today just to let you know that, as you no doubt are aware, the RBA lowered the cash rate last …

Are you a potential First Home Buyer but finding it hard to save enough deposit to buy something? Do you even know …

So, you’ve got a home loan. You make your repayments on time and the bank leaves you alone. I mean, that’s what …

In late 2018, APRA lifted two significant restrictions against banks; a cap on the number of interest only loans they could provide …

After attending a million inspections, scanning countless websites and being introduced to more agents than you can bear to think about, you’ve …

Is it better to purchase an established property or something new? Just like the smell of a freshly purchased car, some people …

Saving for a house deposit can be a daunting task and if you’re paying rent whilst you save, it can feel impossible. …

When working out your borrowing capacity, lenders will look at three key areas: 1. INCOME: How much incoming money the borrower earns …

Think about the last time you went grocery shopping. I bet you spent at least a few minutes comparing brands and deliberating …

It seems like our rain dance has been working… with the big 4 banks (and a couple of others) making it rain …

An interesting statistic came across my desk earlier this month – Australians who change jobs experience higher wage growth than those who …

The federal election has been called for Saturday May 18th. There’s obviously a range of issues both parties differ on but let …

It’s no secret property prices are falling across Australia. Capital cities have combined to fall 8.2% in the past 12 months, while …

A surprising and unique set of property data came out this week from CoreLogic. It shows that while there’s 14.4% fewer new …

In the past year, lenders have significantly reduced the number of interest only loans they offer and approve for borrowers. Right now, …

As we’re all aware, the Australian property market is in a downturn. CoreLogic has reported a 5.6% annual decline in values nationally …

Hi Lee, First things first, some exciting news! Thanks to the amazing teams from Milkable and Crackling Media our NEW website is …

Are you one of those people who Feb-Fast? Whereby you eliminate something from your diet in February? Namely alcohol, or in the …

Do you ever dream that one day you’ll leave your current life behind and end up in a beautiful new environment, full of opportunity and nailing …

At the bottom of this blog post you will find a SPECIAL OFFER for each one of my readers, as a thank …

This would have to be the least annoying blog ever, right? I mean, since we’ve moved our team from Loan Market (6 months ago) to …

We’re so excited to announce that today marks the official launch our new brand Fidget Money! It’s no longer a secret… you …

The Nomad broker?

Last weekend I went camping with my family and was struck at how many nice tents, gazebos, caravans, cars and...

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Lee’s News Roundup 2023

What. A Year. Between world events and the ever-changing market, we’ve all been rolling with the punches. Thankfully with the...

Read More
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