Fidget blog
Are you cutting back on Christmas festivities this year? You’re not the only one. As Aussies grapple with rocketing interest rates, they’re …
In the past, credit cards were used for frequent flyers or emergency spenders. Now, the everyday Aussie is using it for survival. …
Want to earn yourself a BIG voucher in the lead up to Christmas & support those doing it tougher than you? Read …
Yesterday the RBA continued to hike up rates, resulting in the highest interest rates in years. We are seeing home owners pouring …
Are you feeling the pinch of rising interest rates? If you’re one of the smart ones you’d be considering restructuring now, before the banks put …
In breaking news that shocks no one, Aussies are saving less money than they were two years ago. We won’t bore you …
What does a bank look for when they assess a potential loan? They ask three questions: 1. Can you pay? 2. Will …
As a season of fixed rates ends, lots of Aussies are scrambling to make ends meet. And that means one thing: people …
The great Australian dream of owning your own home feels a little far-fetched right now. But it doesn’t have to be. Because …
What’s got you itchy right now?🦟
The bank of mum and dad need not be a money changing hands thing. If you have a parent with equity in …
In positive news for home owners, the Aussie real estate market has finally swung in their favour. Why? Because after months of …
A few years ago, I did some work with the Geelong Falcons. It’s a football club with a rich history of developing …
On probation but still need a home loan? We’ve got you. In this week’s QTNA, Lee covers the ins and outs of …
The federal government has increased its housing construction target, in a bid to increase supply and improve affordability. Prime Minister Anthony Albanese, …
Property investors in much of Australia are enjoying very low vacancy rates – and one leading property researcher has forecast that is …
For today’s QTNA (Questions That Need Answers) Lee tackles maternity leave. It is possible to get a home loan and refinance while …
“Refinancing activity has remained at record highs in recent months, as borrowers continued to switch lenders amid interest rate rises,” according to …
Unless you’re Lee, you probably don’t think about Redraws and Offsets for your home loan until it’s too late. And before you …
Despite the interest rate rises that have occurred since last year, rates are lower than one would expect due to “strong competition …
Scammers are becoming increasingly sophisticated in their attempts to part Australians from their hard-earned money, but some simple steps and habits can …
I am a problem solver. I love people, I love solving puzzles and I’m great with finance (and structuring), so thought becoming …
After hearing the RBA Announcement (on not lifting rates) last week, most of us don’t really know how to feel. Should we …
The deadline for existing HomeBuilder applicants to submit supporting documentation has been officially extended to 30 June 2025. The deadline was previously set …
The Reserve Bank of Australia (RBA) has unveiled a series of reforms, in response to an independent review commissioned by the federal …
If you’re feeling confused about preparing your tax return, the Australian Taxation Office (ATO) has advised you to seek help from its …
Those of you who know me well know just how seriously I take a costume party. And at recent broker conference event …
In good news for buyers, there’s been an increase in the number of properties listed for sale, as well as an increase …
A new financial year can be the perfect time to reassess your budget and set out your plans for the 12 months …
From forever homes to investment properties, value is shaped and driven by big-picture trends over time. Through the highs and lows, it’s …
RBA Rate pause synopsis from Lee Wisniewski – Chief @ Fidget on Vimeo. Do you have questions about how the RBA …
Consumers have been warned to expect heightened scam activity and new tax scams now that tax season is almost upon us. The …
The Australian Taxation Office (ATO) has revealed it will have three key focus areas this tax time – one of which will …
Australia’s mortgage market is experiencing a significant shift, with many homeowners coming off two-year and three-year fixed-rate loans onto much higher variable …
Source: Macquarie Australia is changing rapidly and with it, the needs of the next generation of homeowners. Whether your clients are looking …
“The party has just begun!” That’s what you would have heard a man yell, if you were in Sveriges Kreditbanken on the …
Things are looking up for owners of units, whether owner-occupiers or investors. After the national median unit price fell for 10 consecutive …
It’s too early to say first home buyers are back, but they’ve certainly made a welcome return to the market, according to …
The Reserve Bank of Australia (RBA) is set for a shake-up, following a review commissioned by the federal government. The review made …
Australian property prices look to be trending upwards again, judging by the latest data from CoreLogic. After the national median price fell …
Have you heard about the “Fixed Rate Cliff”? Let me enlighten you because even if you don’t have a fixed rate, or …
The economy is facing headwinds this year, which will be unfamiliar to many after an almost 30-year run of growth and a …
The Australian Banking Association (ABA) has launched a new campaign to raise awareness about scams. This is a very topical issue, with …
Property investors have been put on notice, after the Australian Taxation Office (ATO) said it would scrutinise their tax returns in an …
The home loan refinancing boom, which has lasted for two years and counting, has reached record levels. Refinancing activity has dramatically increased …
Australian property prices rose 0.6% in March, according to CoreLogic – the first monthly increase since April 2022. But while prices increased …
Let’s rip the band aid off. It’s raw under there so this might hurt a bit. The Reserve Bank raised interest rates …
The number of properties listed for sale has increased, although this is due to less new listings coming onto the market than …
Reserve Bank of Australia (RBA) governor Philip Lowe has hinted that with monetary policy now in “restrictive territory”, interest rates may be …
Over the past year, it’s become significantly easier for first home buyers to save a 20% house deposit, according to new research …
New data from CoreLogic suggests we might be near the end of the housing downturn. While Australia’s median property price fell 0.1% …
Banks have raised their lending standards over the past decade or so, by reducing their volume of low-deposit and interest-only loans. The …
Etymology is the study of the origin of words. I know, it’s weird that I am genuinely interested in this stuff. Did …
The federal government’s HomeBuilder grant has led to the largest number of new home sales in two decades, according to new data. …
If you’re in the market and you’re struggling to find property, there’s a good reason – the number of homes listed for …
Great news for anyone planning to take out a home loan – new legislation means consumers are even better protected when they …
As you might know, we’ve been building a new mobile app, called Homeglue. It’s now available on the Apple App Store and …
Lucky me, I got the chance to be a part of PropertyTV again this week with the lovely guru of property and …
Median price growth for the month of November ranged from 0.4% in Sydney to 1.9% in Darwin and Canberra. Over the …
Australia’s consumer watchdog has urged people to watch out for online shopping scams this holiday season, with scam losses rising sharply in …
If you’re like me you’ve deleted about 100 emails with Merry Christmas as the subject line, so you don’t need me dribbling …
Good news for existing home owners and people planning to enter the market – the government has extended the HomeBuilder scheme. …
You know how real estate is Australia’s national sport? Well, here’s some data that proves it. Australia has overtaken America as the …
In just a few seconds, you can find out some data about first home buyers in your suburb. Click this link, type …
The use of buy-now-pay-later services is exploding – and causing some people financial harm. The number of active buy-now-pay-later (BNPL) accounts increased …
There has been a massive increase in home loan borrowing over the past year, according to the latest data from the Australian …
Welcome to the final month of 2020 (thank God I hear some/most of you say)! Now that we have finished Movember, here’s …
The federal government has doubled the number of openings for its popular First Home Loan Deposit Scheme. When the scheme started in …
It will soon become easier to qualify for a mortgage, under reforms proposed by the federal government. Lenders will no longer have …
Australians are showing more confidence in the property market, new auction figures have revealed. There were 14,216 auctions held in the capital …
Staying loyal to your bank could cost you thousands of dollars, according to the new Reserve Bank of Australia data. At the …
“Be diligent to know the state of your flocks, and attend to your herds; For riches are not forever…” – King Solomon …
Remember back in the day when you got detention and during this time you were forced to think about your actions? You …
Investors are now favouring houses over units, according to a study of 4,000 investment properties by MCG Quantity Surveyors. The study …
Last year, the ATO found that 90% of deductions made by property investors contained errors, based on a random sample. As …
With everyone stuck at home, you won’t be surprised to learn there’s been a surge in renovations activity. Renovations can be …
Refinancing is popular right now – over 75% of valuations ordered in the past few weeks were for refinancing, according to property …
Australia’s competition watchdog, the ACCC, has delayed the rollout of open banking by six months to July 2020. The delay is to …
The latest findings from Roy Morgan show that the demand for environmentally-friendly vehicles is growing at the expense of petrol-powered engines. While petrol engines …
Whether you’re buying or refinancing a property, the question of how much it is worth is of critical importance. People often make …
Confidence has returned to the property market, in a BIG way, according to new forecasts from Domain. Domain has forecast house and …
Have I told you lately that I love you? It’s rhetorical. I know I haven’t… and I’m sorry. Personal sharing time. …
Do you want to shave years off your home loan? If so, the following tips and tricks will help you to maximise …
Do you have an existing loan and you’re not sure if it’s the right fit for you anymore? You don’t have to …
“Easy, personalised, fun. Relaxed attitude, positivity, support and making the complex, simple. Lee will find a way to get you finance.” – …
“Great service, the old saying of going above and beyond is absolutely applicable. The level of professionalism that came with this was …
I write this email with brittle fingers, for I have typed my fair share of words over these past couple of months. …
At Fidget, we guide you through the whole lending and purchasing experience as it can be quite daunting. The process will pretty …
There are three main reasons people invest in property. Capital Growth Simply put, this is how much the value of your property …
So, you’ve got a home loan. You make your repayments on time and the bank leaves you alone. That’s what you want …
If you’ve had a home loan for a few years, chances are you may be paying more interest to your lender than …
Before we begin, have you heard about our exciting competition? We are giving away an Exclusive Fidget Gift Box valued at over …
It was October 2008 and I had a headache. Not like your typical headache but rather like someone was stomping on my …
Quick post today just to let you know that, as you no doubt are aware, the RBA lowered the cash rate last …
Are you a potential First Home Buyer but finding it hard to save enough deposit to buy something? Do you even know …
So, you’ve got a home loan. You make your repayments on time and the bank leaves you alone. I mean, that’s what …
In late 2018, APRA lifted two significant restrictions against banks; a cap on the number of interest only loans they could provide …
After attending a million inspections, scanning countless websites and being introduced to more agents than you can bear to think about, you’ve …
Is it better to purchase an established property or something new? Just like the smell of a freshly purchased car, some people …
Saving for a house deposit can be a daunting task and if you’re paying rent whilst you save, it can feel impossible. …
When working out your borrowing capacity, lenders will look at three key areas: 1. INCOME: How much incoming money the borrower earns …
Think about the last time you went grocery shopping. I bet you spent at least a few minutes comparing brands and deliberating …
It seems like our rain dance has been working… with the big 4 banks (and a couple of others) making it rain …
An interesting statistic came across my desk earlier this month – Australians who change jobs experience higher wage growth than those who …
The federal election has been called for Saturday May 18th. There’s obviously a range of issues both parties differ on but let …
It’s no secret property prices are falling across Australia. Capital cities have combined to fall 8.2% in the past 12 months, while …
A surprising and unique set of property data came out this week from CoreLogic. It shows that while there’s 14.4% fewer new …
In the past year, lenders have significantly reduced the number of interest only loans they offer and approve for borrowers. Right now, …
As we’re all aware, the Australian property market is in a downturn. CoreLogic has reported a 5.6% annual decline in values nationally …
Hi Lee, First things first, some exciting news! Thanks to the amazing teams from Milkable and Crackling Media our NEW website is …
Are you one of those people who Feb-Fast? Whereby you eliminate something from your diet in February? Namely alcohol, or in the …
Do you ever dream that one day you’ll leave your current life behind and end up in a beautiful new environment, full of opportunity and nailing …
At the bottom of this blog post you will find a SPECIAL OFFER for each one of my readers, as a thank …
This would have to be the least annoying blog ever, right? I mean, since we’ve moved our team from Loan Market (6 months ago) to …
We’re so excited to announce that today marks the official launch our new brand Fidget Money! It’s no longer a secret… you …
More Aussies seek financial help during the holiday season
Are you cutting back on Christmas festivities this year? You’re not the only one. As Aussies grapple with rocketing interest...
Read More
Aussies need a way out. Are credit cards the answer?
In the past, credit cards were used for frequent flyers or emergency spenders. Now, the everyday Aussie is using it...
Read More
Share the love. Score a voucher. Help vulnerable kids.
Want to earn yourself a BIG voucher in the lead up to Christmas & support those doing it tougher than...
Read More
Lee’s News Roundup Nov 9, 2023
Yesterday the RBA continued to hike up rates, resulting in the highest interest rates in years. We are seeing home...
Read More
7 Reasons to Review Your Current Home Loan Structure
Are you feeling the pinch of rising interest rates? If you’re one of the smart ones you’d be considering restructuring now, before the...
Read More
Four ways to save $ when money’s tight
In breaking news that shocks no one, Aussies are saving less money than they were two years ago. We won’t...
Read More
3 Things a Bank Looks For In A Potential Loan
What does a bank look for when they assess a potential loan? They ask three questions: 1. Can you pay?...
Read More
The time to refinance is now
As a season of fixed rates ends, lots of Aussies are scrambling to make ends meet. And that means one...
Read More
Don’t got much dough? Want to buy that first home of yours? Maybe the government can help!
The great Australian dream of owning your own home feels a little far-fetched right now. But it doesn’t have to...
Read More